Fixed Annuities

As you plan for your retirement, you may be considering ways to help protect your assets. Adding fixed annuities to your portfolio is a way to avoid surprises causes by market downturns. Here are some of the ways fixed annuities may help eliminate financial surprises:

• Principal and interest guarantees – Your principal and interest rates are guaranteed.
• Tax advantages – Fixed annuities can offer 100% tax deferral so all of your earnings can grow tax deferred.
• Minimal risk exposure – Fixed annuities can help you accumulate funds for retirement without exposing your money to economic risk.
• Income protection – During retirement, you can receive income through flexible payout options, including an option to receive income for life.
• Beneficiary protection – Upon your death, the assets will be paid directly to your named beneficiary – net of appropriate taxes – and may avoid the probate process.