20 years experience serving Columbia, SC

We enjoy meeting the insurance needs of Lexington, Chapin, Holly Hill and the Midlands of South Carolina.  Our staff has over 25 years of experience in property & casualty insurance. Everyone needs insurance, and you always want the best rates for the best coverage. No one does it better than Morgan & Associates – let us show you the difference we can make – contact us today!

It’s not one-size-fits-all. Let us help you select the policy that fits your needs.

For some it’s about state-minimums and low-as-they-go policy premiums. For others, it’s about finding the right coverage.The knowledgeable and responsive experts at the Morgan & Associates, Inc. know how to customize a policy to meet your personal and business needs.

Let the Morgan & Associates, Inc. take the stress out of buying auto insurance in Chapin, SC, Lexington, SC and Holly Hill, SC. Give us a call at (803) 996-2910 to talk about your coverage or to make an appointment .

Essential coverage plus the right options

Better Roof Replacement – Brand New Belongings – Valuables Protection and more. We help you understand what’s included as well as additional options to strengthen your policy. Whether you live in one of South Carolina’s flood zones or you’re just worried about the sewer line, personalize a policy with the Morgan & Associates, Inc..

Let one of our agents talk to you about our roof replacement coverage. Want to make the recovery process a little easier? Let us introduce you to the protection of all your belongings. What if you keep more than just everyday items in your home? Protect your high-value items with our unique coverage options.

No matter what choices you make for coverage, homeowners can find great value with Morgan & Associates. Let us make sure you’re getting all the discounts for which you qualify. We will review your needs to help keep your coverage up-to-date. Give us a call at (803) 996-2910. We can answer your questions, or schedule an appointment to talk more in person.

Essential protection for your family’s future well-being

Life insurance is one of the essential protections for your family’s future well-being. With Morgan & Associates you get more from your than just a nuts-and-bolts policy explanation. Because life insurance may have an impact on your other insurance decisions, you need someone who truly understands the nuances.

Whether you are just starting your family or you’re looking at life insurance as part of your retirement planning, Morgan & Associates has the insurance products and expertise to build a policy that’s right for you. Start the conversation with one of our local Lexington agents to learn about life insurance coverage for you and your family. Contact an agent at (803) 996-2910 today!

Commercial Insurance Lexington SC

The Morgan & Associates, Inc. has been helping businesses manage their risk since the day they opened. From the very beginning, we’ve been committed to bringing the best services and products to our business clients, and that’s why we continue to partner with only the best companies.

Morgan & Associates offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With our accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It’s also easy to handle several different types of coverage in a single business owner’s policy.

While there are common risk factors based on industry and location, every company has slightly different risk management needs. Sandy Morgan and the experts at Morgan & Associates, Inc. can customize a policy and billing schedule that will put your company in the best position. Give us a call at (803) 996-2910. We can set up your policy over the phone or schedule a time to talk in person.

Sandy Morgan
Sandy MorganAgency Owner - AIC, CPCU
Hi I am Sandy Morgan, owner of Morgan and Associates. I have lived and worked in Lexington County for over 25 years. I have 20 years of experience in the insurance industry, and I am devoted to customer service. Come see me on either side of the lake – Lexington or Chapin. I look forward to exceeding your expectations.
I sat down with Sandy to find out what was so special about her business and how she supported clients. Building RELATIONSHIPS… is what she shared was her secret… And you know what, I believed her. From my first call to the office, her staff were friendly, polite & knowlegeable. When I visited the office for a sit down, everyone I met were really friendly and seemed happy to serve. This is the kind of company I want to work with and refer my friends and business contacts to over and over again. She and her staff have some of the best smiles I’ve seen. I like that.
Diana H.
Morgan & Associates has the best customer service in town. They are courteous and friendly. They go out of there way to help they’re clients.
Connie B.


You deserve more convenient and easier ways to meet your insurance and financial needs, without sacrificing quality. We have offices in Lexington, SC, Chapin, SC and Holly Hill, SC. so a Morgan & Associates insurance agent is always nearby. With convenient hours, your agent is also available to provide professional, courteous service when you need it. At Morgan & Associates, you are our focus and we will work hard to earn the privilege of meeting your needs.

We take great pride in using our expertise for you and look forward to hearing from you.

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